Loan Rates
| Loan Programs |
Rate
(APR) |
Auto Pay 1
Rate
(APR) |
Amount |
Term |
Payment/ 7
$1,000 |
| Car 2 – New |
2.49% |
1.99%
|
10% Down |
12-60
|
$17.52
|
| Car – New |
3.49% |
2.99%
|
10% Down |
72
|
$15.19
|
| Car 2 – Used (2006-2011) 10 |
4.99% |
4.49%
|
25% Down |
12-48
|
$22.80 |
| Car – Used (2004-2005) 10 |
4.99% |
4.49%
|
25% Down |
12-36
|
$29.74 |
| |
|
|
|
|
|
| Fixed Rate Equity 3 |
6.75% |
N/A
|
$25,000 - $150,000 |
12-60
|
$19.68 |
| Fixed Rate Equity 3 |
7.00% |
N/A
|
$25,000 - $150,000 |
72-120
|
$11.61 |
| Fixed Rate Equity 3 |
7.25% |
N/A
|
$25,000 - $150,000 |
-180
|
$9.13 |
| |
|
|
|
|
|
| Equity Line of Credit 3,4,5 |
3.25% |
N/A
|
$25,000 - $150,000 |
12-180
|
$5.67 |
| |
|
|
|
|
|
| Unsecured |
17.0% |
N/A
|
$1,000 -$2,500 |
12-36
|
$35.65 |
| Passbook Loan 6 |
+3.0% |
N/A
|
90% of Available Balance |
N/A
|
N/A |
| Cash Reverse |
16.0% |
N/A
|
$100 -$1,500 |
N/A
|
$50.00 8 |
| |
|
|
|
|
|
| Rainy Day Home Repair 9 |
6.50% |
6.25%
|
$5,000 - $10,000 |
12-60
|
$19.45 |
| |
|
|
|
|
|
1 Auto pay discount is for an automatic payment from an account at Wrentham Co-operative Bank.
2 Also valid for light trucks.
3 Adequate house insurance is required to be maintained as a condition of the loan.
4 Variable rate tied to Wall Street Prime Rate plus 0% (zero percent). Maximum rate allowed is
18% APR. Rate is subject to increase after consummation.
5 The minimum APR that will apply is 3.25%.
6 Rate floats 3% over the underlying passbook/certificate of deposit rate. Rate is subject increase after consummation.
7 Payment/$1,000 is based on the auto-pay rate and the maximum term in the range.
8 Required monthly payment is 5% of outstanding principal balance.
9 Available for residential properties in the bank's primary lending area only. Evidence of rain-related repair required. For credit-qualified borrowers only.
10 No private sales please.
|
