Loan Rates
| Loan Programs |
Rate
(APR) |
Auto Pay 1
Rate
(APR) |
Amount |
Term |
Payment/ 5
$1,000 |
| Car 2 – New |
6.75% |
6.25%
|
10% Down |
12-36
|
$30.54
|
| Car – New |
6.75% |
6.25%
|
10% Down |
48-72
|
$16.69
|
| Car 2 – Used (2003-2008) |
6.75% |
6.25%
|
25% Down |
12-48
|
$23.60 |
| Car – Used (2001-2002) |
6.75% |
6.25%
|
25% Down |
12-36
|
$30.54 |
| |
|
|
|
|
|
| Fixed Rate Equity |
6.75% |
N/A
|
$25,000 - $150,000 |
12-60
|
$19.68 |
| Fixed Rate Equity |
7.00% |
N/A
|
$25,000 - $150,000 |
72-120
|
$11.61 |
| Fixed Rate Equity |
7.25% |
N/A
|
$25,000 - $150,000 |
-180
|
$9.13 |
| |
|
|
|
|
|
| Equity Line of Credit 3 |
5.25% |
N/A
|
$25,000 - $150,000 |
12-180
|
$7.32 |
| |
|
|
|
|
|
| Home Improvement |
7.00% |
N/A
|
$5,000 -$25,000 |
12-60
|
$19.80 |
| Home Improvement |
7.25% |
N/A
|
$5,000 -$25,000 |
72-120
|
$11.74 |
| |
|
|
|
|
|
| Unsecured |
17.0% |
N/A
|
$1,000 -$2,500 |
12-36
|
$35.65 |
| Passbook Loan 4 |
+2.0% |
N/A
|
90% of Available Balance |
N/A
|
N/A |
| Cash Reverse |
16.0% |
N/A
|
$100 -$1,500 |
N/A
|
N/A |
1 Auto pay discount is for an automatic payment from an account at Wrentham Co-operative Bank
2 Also valid for light trucks
3 Variable rate tied to Wall Street Prime Rate plus 0% (zero percent). Maximum rate allowed is 18% APR. Rate is subject to increase after consummation.
4 Rate floats 2% over the underlying passbook/certificate of deposit rate.
5 Payment/$1,000 is based on the maximum term in range.
|
