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Savings & Money Markets

Saving is never easy; at Wrentham Cooperative, we alleviate much of the stress that comes with trying to save money.

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Savings Accounts and Money Markets

With plenty of savings accounts to choose from and without the fear of hidden fees or unrealistic minimums we can help you achieve financial security that you deserve. Contact us today, and let us help you find the perfect savings plan for you.

Features Include:

  • Mobile Banking
  • Online Banking
  • Online Bill Pay
  • Free Wrentham Cooperative Bank Debit MasterCard.

Compare our Savings Accounts & Money Markets

Empty CellRegular SavingsMoney MarketPremier
Money Market
Minimum Balance to Open $10 $2,500 $250,000
Minimum Balance required to waive monthly maintenance fee $0 $2,500 $250,000
Monthly Maintenance Fee $0 $10 if account minimum not maintained $0
Surcharge Free ATM Transactions

Only for Wrentham Cooperative or SUM Network ATMs

Only for Wrentham Cooperative or SUM Network ATMs Only for Wrentham Cooperative or SUM Network ATMs
Earns Interest Yes Yes Yes, 4.50% APY*
eStatements Optional Optional Optional

*A minimum deposit of $250,000 is required to open a Premier Money Market Account and the minimum balance required to earn the Annual Percentage Yield (APY) of 4.50% is $250,000. APY is accurate and effective as of March 13, 2023, and is subject to change. Fees may reduce earnings.

Certificates of Deposit

A Certificate of Deposit is a safe, higher-yielding investment that's 100% insured by the FDIC and DIF. Putting equal sums in CDs of varying terms - known as laddering - is a smart way to earn solid yields while keeping your options open.

We offer fixed rates on terms of 3-48 months, but you can "design your own" term as well to correspond to a tuition payment, home purchase or similar planned expenditure.

  • 3 month through 6 month terms – $1000 minimum deposit to open
  • 7 month through 48 month terms - $500 minimum deposit to open

Check out our rates.

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Retirement Plans

Invest in your future today! Our wide variety of retirement savings plans which include both traditional and Roth IRAs and can help you secure your future retirement plans.

  • Accounts may be opened for terms between 6 and 48 months
  • Fixed competitive rates
  • May choose a variable rate investment at an 18 month term.
  • Accounts are insured in full by the FDIC and DIF.

Please contact our Customer Service department to speak with an IRA Representative for more information about any of our retirement plans.

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