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Mortgage Loans

Whether it's your first or fifth time purchasing a home, the process is never easy. Picking out a mortgage loan that is a perfect fit for you and your family is important- that’s why at Wrentham Cooperative Bank we offer a number of different flexible mortgage programs that are designed to work for you. Check out our rates or apply online today.

Rates Apply Online


With all of our mortgage loan programs, we

  • Offer pre-approvals for your new home purchase
  • We retain the servicing on all of our mortgages
  • Adequate house insurance is required to be maintained as a condition of the loan

Fixed Rate Conventional

Buying a vacation home? Purchasing or refinancing a one-to-four family owner-occupied property? We’ll work with you to tailor the perfect loan rates to fit your budget, all with low closing costs to help you close in on your dream home.

Fixed Rate Jumbo

We have some of the lowest jumbo mortgage loan rates around! Our jumbo mortgages are available for any purchase or refinance of a one-to-four family owner-occupied residence, including vacation homes.

Adjustable Rate Mortgage (ARM)

To allow you flexibility, we offer several adjustable rate mortgage loans for you to choose. Adjustable rate mortgage loans often have starting rates significantly below a fixed rate loan, allowing you to borrow more. All adjustable rate loans rates are subject to change, so we offer various lock-in periods to suit your needs.

First Time Home Buyer

Buying a home for the first time can be overwhelming, that’s why we’re here to help. We offer a lower cost rate mortgage program for first time home buyers, with the option to select from either fixed or variable rate loan programs. Ensure you have the necessary finances before shopping around, and get pre-approved to find the best offer for you.


Trying to build your dream home from the ground up? With our Construction/Permanent mortgage loan program, you have only one closing, and one set of closing costs. Have up to nine months to build your home, and after completion, it will convert into the permanent mortgage loan of your choice.

Interested in finding the perfect mortgage loan for you? 

Equity Loans

Whatever your needs might be, our Home Equity loans give you access to a line of credit and flexible payment options for your financing needs, helping you achieve your goals while giving you peace of mind with affordable, fixed rates. Adequate house insurance is required to be maintained as a condition of the loan. Check out our current rates for other important terms.

Rates Apply Today

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