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Checking

Personalized for your needs, our checking accounts are designed to fit your lifestyle.

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Kasasa Cash® Checking

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Enjoy checking that pays. Earn high interest earnings and refunds on ATM withdrawal fees, nationwide.*

  • Checking account that pays interest
  • 2.00% APY* on balances up to and including $10,000
  • 2.00% to 0.32% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* on all balances if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • $10 minimum deposit to open

Qualifications to Earn Rewards: Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle.

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking or mobile banking

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Cash Back® Checking

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Choose this checking account that pays cash back on debit card purchases — plus refunds on ATM withdrawal fees.^

  • Checking account that pays you back
  • Get 3.00% cash back on debit card purchases^
  • No category restrictions on purchases
  • Cash back earned on up to a total of $300 in purchases monthly
  • Earn up to $108 cash back per year, $9 per month^
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • $10 minimum deposit to open

Qualifications to Earn Cash Back: Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle.

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking or mobile banking

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.

Kasasa Saver®

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Link this account to your Kasasa® checking — and build savings automatically while earning high interest.

  • Account that builds your savings effortlessly
  • Links to Kasasa Cash® checking
  • Automatic transfers of Kasasa Cash earnings
  • 0.50% APY‡ on balances up to and including $25,000
  • 0.50% to 0.22% APY on balances over $25,000 depending on balance in account‡
  • 0.05% APY‡ on all balances if qualifications are not met in Kasasa Cash
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • $10 minimum deposit to open

Qualifications to Earn the Higher Rate: Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle.

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking or mobile banking

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.


Additional Information: *Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $10 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons are required to meet some of the account's qualifications. Limit of one account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Member DIF. Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF). Annual Percentage Yield (APY) accurate as of August 4, 2022, and is subject to change after account opening.  Fees may reduce earnings on the account.

Additional Information: ^Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $10 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons are required to meet some of the account's qualifications. Limit of one account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Member DIF. Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).

Additional Information: ‡Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $10 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one account(s) per social security number There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Member DIF. Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF). Annual Percentage Yield (APY) accurate as of August 4, 2022, and is subject to change after account opening. Fees may reduce earnings on the account.

Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Compare our Checking Accounts

Empty CelleCheckingNo-Fee CheckingA+ Student Checking1Now CheckingSuper Now Checking

Minimum Balance to Open

$10

$10 $10 $50 $5,000
Minimum Daily Balance required to waive monthly maintenance fee $0 $0 $0 $500 $5,000
Monthly Maintenance Fee $10
Waived with Direct Deposit
$0 $0 $7 + $0.40 per debits2 $10 + $0.40 per debits2
Surcharge Free ATM Transactions Unlimited at any ATM Only for Wrentham Cooperative or SUM Network ATMs 6 per statement cycle at any ATM Only for Wrentham Cooperative or SUM Network ATMs Only for Wrentham Cooperative or SUM Network ATMs
Earns Interest No No No Yes Yes
Check Writing 5 free per statement cycle; $0.50 per additional check thereafter Unlimited Unlimited Unlimited Unlimited
eStatements Required Optional Required Optional Optional

1 Available for students 14-24 years old.  Legal guardian co-owner required for those 14-17 years old. Once you reach your 25th birthday, we may convert your A+ Student Checking to another checking product.

2 Debits include checks, withdrawals, transfers or automatic payments out of account.

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