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Savings & Money Markets

Saving is never easy; at Wrentham Cooperative, we alleviate much of the stress that comes with trying to save money.

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Savings Accounts and Money Markets

With plenty of savings accounts to choose from and without the fear of hidden fees or unrealistic minimums we can help you achieve financial security that you deserve. Contact us today, and let us help you find the perfect savings plan for you.

Features Include:

Mobile Banking
Online Banking
Online Bill Pay
Free Wrentham Cooperative Bank Debit MasterCard.

Compare our Savings Accounts & Money Markets

Empty Cell	Regular Savings	Money Market	Premier Money Market
Minimum Balance to Open	$10	$2,500	$250,000
Minimum Balance required to waive monthly maintenance fee	$0	$2,500	$250,000
Monthly Maintenance Fee	$0	$10 if account minimum not maintained	$0
Surcharge Free ATM Transactions	Only for Wrentham Cooperative or SUM Network ATMs	Only for Wrentham Cooperative or SUM Network ATMs	Only for Wrentham Cooperative or SUM Network ATMs
Earns Interest	Yes	Yes	Yes, 4.50% APY*
eStatements	Optional	Optional	Optional

*A minimum deposit of $250,000 is required to open a Premier Money Market Account and the minimum balance required to earn the Annual Percentage Yield (APY) of 4.50% is $250,000. APY is accurate and effective as of March 13, 2023, and is subject to change. Fees may reduce earnings.

Certificates of Deposit

A Certificate of Deposit is a safe, higher-yielding investment that's 100% insured by the FDIC and DIF. Putting equal sums in CDs of varying terms - known as laddering - is a smart way to earn solid yields while keeping your options open.

We offer fixed rates on terms of 3-48 months, but you can "design your own" term as well to correspond to a tuition payment, home purchase or similar planned expenditure.

3 month through 6 month terms – $1000 minimum deposit to open
7 month through 48 month terms - $500 minimum deposit to open

Watch Your Money GROW! Make your money work for you with our 4.50% APY* 14 Month CD Special. Contact us today to learn more and open your 14 Month CD!

Check out our other rates.

*Annual Percentage Yield (APY) of 4.50%. Offer available for new money to Wrentham Cooperative Bank. A minimum of $500 is required to open the account and obtain the stated APY. Deposited monies cannot be transferred from an existing Wrentham Cooperative Bank account. A penalty may be imposed for early withdrawal. Fees may reduce earnings. APY is accurate and effective as of March 9, 2023. Limited time officer subject to change without notice.

Retirement Plans

Invest in your future today! Our wide variety of retirement savings plans which include both traditional and Roth IRAs and can help you secure your future retirement plans.

Accounts may be opened for terms between 6 and 48 months
Fixed competitive rates
May choose a variable rate investment at an 18 month term.
Accounts are insured in full by the FDIC and DIF.

Please contact our Customer Service department to speak with an IRA Representative for more information about any of our retirement plans.

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